Dissolved organic matter (DOM) in effluent from a conventional sewage treatment plant was isolated using resin adsorbents into six classes: hydrophobic bases (HoB), hydrophobic acids (HoA) and hydrophobic neutrals (HoN); hydrophilic bases (HiB), hydrophilic acids (HiA) and hydrophilic neutrals (HiN). Organic acids were the most abundant fractions of DOM. Hydrophobic organics especially hydrophobic acids were found to have higher overall disinfection by-products formation potential (DBPFP). Moreover, the potential decreased as the sequence of acids, neutrals and bases. Ultraviolet spectrophotometry at 254nm (UV(254)), fluorescence spectroscopy, size exclusion chromatography and Fourier transform infrared spectroscopy (FTIR) were employed to characterize DOM fractions. And the relationship between the characteristics of DOM fractions and the related DBPFP was discussed in detail. It was found that UV(254) to DOC ratio (SUVA) exhibited a positive correlation with haloacetic acids (HAAs) formation potential whereas distinctive linear correlation was not observed between SUVA and trihalomethanes (THMs) formation potential. Of the fluorescence organics contained in DOM, humic acids exhibited higher chlorine reactivity than fulvic acids. Smaller molecules of humic acids produced more DBPs. Furthermore, a combination of aromatic moieties and aliphatic structures with nu(C_O) groups contributed largely to the formation of DBPs.