Age-related differences in employment, insurance, and financial hardship among colorectal cancer patients: a report from the ColoCare Study

J Cancer Surviv. 2024 Jun;18(3):1075-1084. doi: 10.1007/s11764-023-01362-9. Epub 2023 Mar 23.

Abstract

Purpose: Employment and financial hardships are common issues for working-age colorectal cancer patients. We surveyed colorectal cancer survivors to investigate employment, insurance, and financial outcomes by age at diagnosis.

Methods: Cross-sectional survey of six ColoCare Study sites regarding employment, insurance, and financial hardship outcomes. Eligible participants were 1 to 5 years from colorectal cancer diagnosis. Diagnosis age (18-49, 50-64, 65+ years) with outcomes of interest were compared using chi-square and t-tests. Multivariable logistic and Poisson regressions were fit to examine association of demographic factors with any material/psychological hardship (yes/no) and the count of hardships.

Results: N = 202 participants completed the survey (age: 18-49 (n = 42, 20.8%), 50-64 (n = 79, 39.1%), 65+ (n = 81, 40.1%)). Most diagnosed age < 65 worked at diagnosis (18-49: 83%; 50-64: 64%; 65+ : 14%, p < 0.001) and continued working after diagnosis (18-49: 76%; 50-64: 59%; 65+ : 13%; p < 0.001). Participants age 18-49 reported cancer-related difficulties with mental (81.3%) and physical (89%) tasks at work more than those working in the older age groups (45%-61%). In regression models, among those reporting any hardship, the rates of material and psychological hardships were higher among those age 18-64 (Incidence Rate Ratios (IRR) range 1.5-2.3 vs. age 65+) and for those with < college (IRR range 1.3-1.6 vs. college +).

Conclusions: Younger colorectal cancer patients are more likely to work after a cancer diagnosis and during cancer treatment, but report higher levels of financial hardship than older patients.

Implications for cancer survivors: Younger colorectal cancer patients may encounter financial hardship, thus may feel a need to work during and after treatment.

Keywords: Colorectal cancer; Employment; Financial hardship; Financial toxicity; Insurance.

Publication types

  • Research Support, N.I.H., Extramural
  • Research Support, Non-U.S. Gov't

MeSH terms

  • Adolescent
  • Adult
  • Age Factors
  • Aged
  • Cancer Survivors / psychology
  • Colorectal Neoplasms* / economics
  • Colorectal Neoplasms* / psychology
  • Colorectal Neoplasms* / therapy
  • Cross-Sectional Studies
  • Employment*
  • Female
  • Financial Stress* / epidemiology
  • Humans
  • Insurance Coverage
  • Insurance, Health
  • Male
  • Middle Aged
  • Young Adult